Verified grocery cashback, straight from your WhatsApp list

Where Smart Savings works

How Smart Savings works

1. 1. Send your list

   Text your weekly shopping list to WhatsApp to lock in brand offers before you shop.

2. 2. Snap your receipt

   Shop as normal, keep your store card discounts, and photo your till slip.

3. 3. Trade your savings up (+18% free buying power)

   Turn your cashback into a bigger grocery voucher.

Two discounts on one basket

Your supermarket discount happens at the till. Ours is funded by the brand and lands in your wallet afterwards — they stack.

Shelf price, 3 staple items

1,020.00

Supermarket loyalty discount

-70.00

You pay at the till

950.00

Smart Savings brand cashback

-120.00

Real cost of the basket

830.00

Illustrative basket. Your offers depend on the brands running campaigns that week.

Common questions

Is it free to use?

Yes. Brands pay us to prove their products reached a real shopper — you never pay a shilling and there is no subscription.

Do I lose my supermarket loyalty points?

No. You shop and pay exactly as you do today, so your Naivas, Quickmart or Carrefour discount and points stay yours. Our cashback stacks on top, after the fact.

What do you do with my receipt?

We read the fiscal details printed on the till slip to confirm which matched items you actually bought, then calculate your cashback. Your number is stored masked and we never ask for your M-Pesa PIN.

How do I get paid?

Verified cashback is locked in your Smart Savings wallet. Trade it up for a grocery or food voucher and you get a +18% bonus multiplier — more buying power than the credit you spend.